Faith is a muscle that you have to use. It is not enough just to listen to your Bible teaching CDs all day long. Hearing alone is not enough to develop faith. You must use your faith muscle.
You exercise your faith when you are standing in the midst of your storm, and you are assailed by temptations and every kind of trial that tells you you’re not going to make it, that you are going down with the ship.
Trust God to do just as He has promised.